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Money

Coming to university is a big financial commitment and it is important to manage your money carefully. The information below explains the costs of being at university and the financial support you can get.

If you can’t find the answers to your questions and are worried or struggling to manage your money, or you just need some guidance, you can contact our Money Advice and Funds Service using the below contact details.

Note: our advisers are not trained debt counsellors or benefits advisers so you may be signposted to an external agency who should be able to support you with the relevant advice. 

Budgeting and Managing Your Money

There is a lot to consider when managing your money, from tuition fees and housing to food, course materials and your social life. Student funding may seem like a lot when it lands in your bank account, but it is designed to last for one term of 12 to 13 weeks. To make sure this money lasts, you will need to plan and budget.

Living in Salford and Manchester

Salford and Manchester are relatively budget-friendly areas to live, allowing you to enjoy some of the cheapest public transport costs in the UK as well as great offers on social activities and plenty of choice when it comes to filling your food cupboards.

Advice for International Students

While our budgeting and money management advice may be useful to you, if you are an international student then you may have restrictions on how many hours you can work, what sort of bank account you can open and more.

    Money Scams, Tricks and Frauds

    Salford is generally a safe place to study but students at any university need to be vigilant about being targeted by fraudsters. Unfortunately, some criminals may attempt to target you for purposes of Money Fraud.

      Debt advice for current students

      Find various advice if you are having any concerns involving financial debt.

      Finance FAQs

      Read our most frequently asked questions relating to finance.

      Loans and Grants

      Based on where in the UK you are from, you can apply for finance.

      State Benefits

      You may be able to claim welfare benefits if you are between 18 years old and retirement age, have UK nationality, ‘settled’, or ‘refugee’ status, or are an EU or EEA national (subject to other conditions that also apply).

      External Help and Advice

      If you need money advice or find yourself in financial difficulty, there are many organisations that offer free and independent advice.

      Scholarships, Funds and Bursaries

      Salford Support Fund

      The Salford Support Fund is used to assist UK students who are experiencing exceptional financial difficulties during the academic year and/or are considering leaving higher education because of financial problems. The Fund was created to enable you to achieve your potential at university.

      Inspire Fund

      Salford Inspire is a fund that gives students from £150 per year of your undergraduate degree to spend in the Inspire online store. 

      International Support Fund

      The purpose of the International Support Fund is to help international students who are experiencing an unplanned and unpredictable expenditure or disruption to your source of finance for fee repayments and living costs that has arisen as a result of a significant and unexpected event that could not have been predicted in their financial planning (this includes the current COVID-19 pandemic).

      U.S. Federal Loans for U.S. Citizens and Eligible Noncitizens

      The University of Salford deals with U.S. federal loan (Title IV) funds. Here you can find all the information about the application.

      Undergraduate Fees, Scholarships and Bursaries

      Making the decision to study at university can be a big financial commitment, which is why it's important for you to learn about the fees you will need to pay as well as how to manage your money before you start your studies.

      Postgraduate taught/coursework fees, Scholarships and Bursaries

      At the University of Salford, we put your fees back into into building and maintaining our industry-standard facilities. We also employ leading researchers to teach on our courses, helping you become an expert in your chosen field.

      Postgraduate research fees, Scholarships and Bursaries

      As a postgraduate research student, you will need to pay annual tuition fees. These vary according to the programme you are studying. There are a range of scholarships and discounts to postgraduate research students. 

      International Student Fees, Scholarships and Bursaries

      As a student at the University of Salford, you will need to pay for your tuition fees and cover your living expenses. Find out more about the costs of studying here and explore the scholarships and financial support available.  

      See also

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      Money and finance services on Student Hub