Living in Salford and Manchester

Consider how much your rent will cost you annually against the loan that you will receive from Student Finance.

Rent: Although there may be a small number of low rentals, these are likely to be in short supply and therefore it is possible you may need to pay significantly more. Many of the best deals will also be snapped up a few months before the start of an academic year. Check out our accommodation information pages for more tips. Students should expect to spend £680 upwards when looking for places to live.  

Check whether bills included in your total monthly rental payment. Student accommodation tenancy agreements often include the rent and utility bills as a total amount which means you can save some money. This is less likely with private landlords but there is the odd exception. 

Living with friends is a great way to save some money. If you are living in privately rented properties you will be able to split bills like gas, electric and water. 

Living at home can be a good way to save on costs but keep in mind that you will receive a lower loan for living costs from Student Finance (if you receive a maintenance loan). It is also worth noting that travel costs will be higher for those who commute further to study. 

If you are travelling to campus by bus or train, you might be able to buy a travel pass, which can help you save some money. We suggest you calculate your daily travel costs with and without the pass to see if you'll be making a saving. Read our blog on affordable ways to travel for more advice. 

All full-time students are exempt from paying Council Tax but you may need to provide your local authority or landlord with a Council Tax exemption letter to prove you are a student at the University of Salford. An exemption certificate should be sent to your student email shortly after you register. If you do not receive your certificate you can request one online. Part time students do not qualify for Council Tax exemption regardless of the hours studied on the course. 

Make sure you know if you need a Television Licence. If you watch or record live TV or download BBC iPlayer programmes you need a TV Licence. If you live in a regular property (i.e. with a private landlord) one TV Licence will cover the whole property. In university halls, each student with a TV will need their own licence. Sometimes these are included in your rent but it is worth checking this before you pay. The TV Licensing website provides more information.

It’s important to think ahead and budget. You can use our  budget management tool  for personalised advice and you can find additional money advice on the MoneySavingExpert website.