Dr Hussein Abdou

Reader in Finance & Banking

• Maxwell 600
• T: 0044 (0) 161 29 53001
• M: 07528469059
• E: h.abdou@salford.ac.uk
• SEEK: Research profile

Varies – please email to arrange a mutually convenient time, generally these times are:

• Monday: 12.00 pm - 14.00 pm
• Wednesday: 12.00 pm - 14.00 pm

A Reader in Finance & Banking at the University of Salford Business School, UK; and MSc Islamic Banking & Finance Program Leader. I joined Salford Business School in 2008. I have also taught at the University of Plymouth, UK and at the University of Mansoura.

Editorial Board:

Member of the editorial board of the following international academic refereed journals:

• International Journal of Islamic and Middle Eastern Finance and Management
• Journal of Banks & Bank Systems
• Journal of Banking & Finance Letters
• Global Islamic Finance Magazine

Academic Reviewer:

Reviewer of ESRC, and member of ESRC Advanced Quantitative Methods (AQM) assessment panel. External reviewer and marker for CIMA Certificate in Islamic Finance. Also, academic reviewer of the following international academic refereed journals:

• Journal of Empirical Finance
• The European Journal of Finance
• Quantitative Finance
• Applied Economics
• Applied Economics Letters
• Banks and Bank Systems

 Media Coverage:

• Manchester Evening News - 14th December, 2009.
• BBC Radio Asian Network Reports - 27th January, 2010.
• Islamic Finance Education in Manchester - MEDIAPLANET LTD - 12th January 2012.
• Interest grows in Islamic Banking by Jennifer Taylor - THE TIMES Wednesday May 2nd 2012.

Program Development:

• MSc Islamic Banking & Finance, The University of Salford Business School.
• PG Cert. Islamic Banking & Finance, The University of Salford Business School.

 Research Funding:

£2,000 VC Scholarship, The University of Salford for the following research projects: credit scoring and credit card fraud. Awarded in May 2009.

Teaching

My teaching primarily centres on Banking & Finance and Islamic Finance & Banking. Most of the modules I teach are practical and use real field problems to allow my students to develop their practical understanding of the industry and their potentials in business. I teach the taught postgraduate at Salford Business School programmes. My postgraduate supervision topics are largely in the areas of my current research interests.

Teaching interests:

• Bank Management (module leader)
• Islamic Financial Markets, Instruments & Products (module leader) 

Research

My principal research interests lie in the field of finance and banking, and in particular credit risk, credit rating and credit scoring models. I have identified the currently used procedures in the Egyptian banking sector, and evaluated them. In addition I have applied more scientific methodologies. In particular, I have investigated the predictive ability of genetic programming and neural nets, as well as conventional techniques in evaluating consumer credit in banking sector. My current and future research plans are to develop further models and tools in credit scoring techniques. Furthermore, the plan is to investigate the association between the scoring models and credit rating of the banks themselves, and credit risk evaluation models in both developed and undeveloped countries.

Additionally, I am engaged in a number of multidisciplinary research work and activities in different areas, such as dividend policy, transportation and shipping finance, Islamic banking and finance, capital structure, credit card fraud, exchange rate risk, customer relationship management in banking, Mergers and Acquisitions, E-Banking and value relevance of accounting information.

 As an active researcher in finance, I have published widely in international journals, including:

• Journal of International Financial Markets, Institutions and Money;
• Intelligent Systems in Accounting, Finance and Management;
• International Business Review;
• Expert Systems with Applications;
• The Journal of Risk Finance;
• International Journal of Managerial Finance;
• Journal of International Business Strategy;
• Problems & Perspectives in Management;
• Investment Management & Financial Innovation and
•  Banks & Bank Systems.

Technical Skills:

• Statistical: Data Envelopment Analysis (DEA), Intra-Class Coefficient (ICC), Logistic Regression, Discriminant analysis, Probit Analysis, Weight of Evidence Measure; Factor Analysis and Multinomial Regression used in different research methodologies and Publications.
• Genetic/ Neural: Genetic Programming, Genetic Algorithms, Different Neural Networks; used in credit analysis for different research methodologies and Publications.
• Packages: DiscipulusTM Genetic-Programming Software, Neural Tools Professional Software, ScortoTM Credit Decision Software, SPSS, STATGRAPHIC Plus, EVIEWS, STATA 11, Microsoft Excel. Advanced level use for dissertations and research publications.
• Databases: Extensive use of different databases i.e. BANKSCOPE, OSIRIS, ORBIS, FAME, CHELEMD databases and Datastream.

Qualifications

• PhD Finance & Banking titled 'Credit scoring models for Egyptian banks: neural nets and genetic programming versus conventional techniques', The University of Plymouth Business School, Plymouth, Devon, UK, April, 2009.
• BCom (Hon) Business Administration, The University of Mansoura Business School, May, 1997.
• PGCer. in Higher Education.
• Associate of the Higher Education Academy in the UK.

Memberships

I am a member of:

• The Accounting, Finance & Economics Research Group at the University of Salford Business School, UK;
• The RMA (Risk Management Association) Serving the Financial Services Industry (USA);
• The American Finance Association (USA).
• The Islamic Studies Network, UK.
• Affiliated with The Centre for Maritime Logistics, Economics and Finance (CEMLEF); previously called Economics and Finance Research Unit of the Peninsula Centre for Sustainable Governance (PCSG) at The University of Plymouth Business School, UK.

ARTICLES IN REFEREED JOURNALS since 2008 (details of earlier publications available on request):

Papers in 3* Journals, ABS, 2012:

1. 'A variable impact neural network analysis of dividend policies and share prices of transportation and related companies', Journal of International Financial Markets, Institutions and Money (ABS, 3*), 22(4), pp. 796-813, 2012 (with Pointon, J., El-masry, A., Olugbode, M. and Lister, R.).

2. 'Factors Influencing the Propensity to Export: A Study of UK and Portuguese Textile Firms', International Business Review (ABS, 3*), 21(2), pp. 210-224, 2012 (with Serra, F. & Pointon, J.).

3. 'Genetic programming for credit scoring: The case of Egyptian public sector banks', Expert Systems with Applications (ABS, 3*), 36(9), pp.11402-11417, 2009.

4. 'Neural nets versus conventional techniques in credit scoring in Egyptian banking', Expert Systems with Applications (ABS, 3*), 35(3), pp.1275-1292, 2008 (with Pointon, J. & El-masry, A.).

Papers in 2* Journals, ABS, 2012:

1. ‘DETERMINANTS OF CAPITAL STRUCTURE IN THE UK RETAIL INDUSTRY: A COMPARISON OF MULTIPLE REGRESSION AND GENERALIZED REGRESSION NEURAL NETWORK’, Intelligent Systems in Accounting, Finance and Management (ABS, 2*), 19(3), pp. 151-169, 2012 (with KUZMIC A., POINTON, J.  AND LISTER, R.).

2. 'CREDIT SCORING, STATISTICAL TECHNIQUES AND EVALUATION CRITERIA: A REVIEW OF THE LITERATURE', Intelligent Systems in Accounting, Finance and Management (ABS, 2*), 18(2-3), pp. 59-88, 2011 (with Pointon, J.).

Papers in 1* Journals, ABS, 2012:

1. 'An evaluation of alternative scoring models in private banking', The Journal of Risk Finance (ABS, 1*), 10(1), pp.38-53, 2009.

2. 'Credit scoring and decision making in Egyptian public sector banks', International Journal of Managerial Finance ABS, 1*), 5(4), pp.391-406, 2009 (with Pointon, J.).

Other publications in international peer reviewed journals:

1. 'The effect of bank capital structure and financial indicators on CI's financial strength ratings: the case of the Middle East', Banks and Bank Systems, 6(3), pp. 5-15, 2011 (with Mostafa, W. & Eldomiaty, T.).

2. 'An evaluation of equity diversified mutual funds: the case of Indian market', Investment Management and Financial Innovations, 7(4), pp.77-84, 2010 (with Duggimpudi, R. & Zaki, M.).

3. 'Virtual teams processes: a conceptualization and application', Problems and Perspectives in Management, 7(3), pp.15-26, 2009 (with Dakrory, M.).

4. 'Credit card fraud and detection techniques: a review', Banks and Bank Systems, 4(2), pp.57-68, 2009 (with Delamaire, L. & Pointon, J.).

Under-review Papers:

1. "Distinguishing Between Islamic and Conventional Banks Using Non-Parametric Techniques: The Case of the Middle Eastern Banks", (with Jabur, A., Dzolkarnaini, N. & Wilson, J).

2. "Risk Management Practices in the Republic of Yemen: Are Islamic banks different?", (with Muslem, O. & Ismal, R.).

3. "The impact of the compulsory adoption of IFRS in Europe: a comparative study between common law and code law countries", (with Elbakry A., Pointon, J. and Lister, R.).

4. "A Comparison of Cascade Correlation Neural Networks, CART and Logistic Regression Scoring Models in a Retail Banking Sector", (with Marc D. Dongmo Tsafack, Pointon, J.).

5. "An evaluation of customer perceptions on CRM within the UK retail banking", (with Idiongette E. I. and Mulkeen, J.).

6. "A Comparative Study of Takaful and Conventional Insurance: The Case of the Malaysian Market", (with Khurshid, A. and Coulburn, M.).

Some of Hussein's publications are available to download from the institutional repository. Available at: http://usir.salford.ac.uk/profile/BNS075